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You can find a great selection of online gift baskets

You can find a great selection of online gift baskets from the very expensive to the cheap. ** Holiday Gift Basket plastic pants hanger 2 a Halloween holiday gift basket can be stuffed with candy, throw in some plastic skulls, spiders, cob webs and assorted creepy items. ** Champagne or Beer Gift Basket - the champagne basket would be elegant: includes a bottle of fine champagne, cheese and crackers, and fancy chocolates; the beer basket includes several domestic and/or imported beers, lagers, # or ales, chips, pretzels and nuts. Here are some sample ideas to get you started: ** Cookie Gift Basket bake up some homemade cookies and enclose them in colorful plastic wrap, include a personal card or poem.Everyone loves to receive a gift basket. ** Tea Lovers Gift Basket you can include several varieties of black tea, green tea and herbal teas, a mug and homemade butter cookies adds a nice finishing touch. ** Coffee Gift Basket Your favorite coffee lover will enjoy fresh gou...

The heck with what you can actually afford

The underlying message here is "The heck with what you can actually afford. They don't tell you that as your credit card balance jumps towards your credit limit, the bank will use that as an excuse to raise your card's interest rate, causing that big purchase to cost you even more. . In the background, the music screams "I Want it All, and I Want it Now". We must also however demand that the credit card advertisements stop sending a message of prosperity by simply using their cards. A young couple's television finally dies out. With credit cards, we are clueless as to the actual cost of an item because the credit card companies change the rules and interest rates at their discretion. The wife tells her husband that it is all right to go get that new TV set.e. When people begin to realize that they really have no idea what that big purchase is really costing them, maybe then we will think twice before proceeding with that "I want it now"...